Field Notes
Practical notes on ETF allocation structure, overlap, and rotation discipline — written for investors, not for headlines.
Short articles drawn from questions that arise in our Phuket consultations.
When three equity ETFs still leave you concentrated
How overlapping mega-cap holdings hide inside funds that look diversified on a factsheet.
Rotation is a permission question, not a prediction contest
Sector leadership stories are loud. Your policy statement should decide whether you are allowed to listen.
Rebalancing after a strong equity year in a dual-currency life
Baht liquidity needs and dollar equity gains pull in different directions — a practical sequencing approach.
Building a first ETF core without collecting souvenirs
Why four well-chosen fund roles usually beat a watchlist of twelve niche products.